Traveler's checks are more convenient and safer to use when traveling. You can travel without the hassle of currency exchange or concern over carrying cash. Always remember to keep the record of check numbers to separate from the checks for reference in the event of loss. The Bank of China can cash travelers' checks sold by international commercial banks and travelers' check companies in many countries. Also the Bank of China sells travelers' checks for other banking institutions such as American Express, Citibank, the Sumitomo Bank of Japan, the Swiss Banking Corporation, etc.

Using Credit Card settle payment is simple and easy but it may not be widely accepted by merchants in Mainland China. At present, the following credit cards are accepted in China: Master Card, Federal Card, Visa, American Express, JCB, and Diners Card. Cardholders can withdraw cash from the Bank of China and pay for purchases at exchange centers of the Bank of China, appointed shops, hotels, and restaurants. However, this applies only in major cities and they are not always accepted in remote areas. Also, credit cards are not always accepted for the purchase of rail and air tickets. ATMs that accept foreign cards are few and far between. Do not rely on them as a way of obtaining cash in China. Consult with your bank before departing to make sure that your credit card will be accepted.