Life in China - Insurance

It is required by the ministry of education in China that insurance is required for all foreign students who pursues higher education in China for a period over 6 months. Students can purchase their insurance either from their own country or from the university admission office during registration.

Types of insurance for foreign students in China:

1) Travel Insurance
2) Student Health Insurance
3) Emergency Insurance

Travel insurance is suitable for students who study less than a period of 6 months. For students who are going to study in China for more than 6 months, they should have emergency insurance or student health insurance. If students would like to choose a plan which covers outpatient in China, insurance premium will be largely increased. In fact, physical consultation is actually quite cheap in China.

In order to purchase the right insurance, students should carefully read the restriction / exception clauses in the insurance policy. Students should also carefully consider their insurance needs, especially the thoroughness of the coverage.

Life in China

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